Ten Tips For Keeping Your Home Safe When You’re Away

Most people buy a new jewelry box and then try to organize their jewelry into it. This is the wrong approach. Instead you should sort your jewelry first, so you’ll know whether you need more necklace drawers or ring slots, more small compartments or large ones.

Just how safe IS your Safe deposit box for sale? Sure, it’s in a bank….but banks get robbed all the time. Sometimes robbers go straight to the deposit boxes because they know that’s where the good stuff is. After all, it’s hard to walk out of a bank with huge bags of cash (those things are incredibly heavy!), but if they can walk out with a handful of diamonds that may be worth millions of dollars…well, you get the idea.

ETF’s are liquid. You can buy and sell them in seconds inside any stock brokerage account. But they have some drawbacks. Biggest is taxes. Unlike a regular ETF, precious metals ETFs are treated differently by the IRS, and you will have to pay income taxes each year whether you sell them or not. Additionally, they are treated as regular income, not capital gains, so you pay a much higher rate. Before you buy any ETF’s, speak with a tax advisor to determine which rules affect you and whether they have been changed since I last checked them.

God shows his grace to his people and in return we are to show his grace and glory in the world, as represented by the generosity of the Macedonians as written in 2 Corinthians 8:1-16. Their giving was not compulsory, and our generosity must not be compulsory either. We must do our share in meeting the needs of our less fortunate brothers and sisters. Giving to others brings God’s undeserved gifts into our lives. As we in the Anglican Church say in the prayer we say when our offerings are placed on the altar, “All things come of thee O Lord, and of thine own have we give thee”.

This is also the time of year when we start shopping for gifts and the last thing you need is for your bank or credit card accounts to be stolen by “cyber grifters”. They are counting on some of us to follow the instructions in the email.

To organize jewelry efficiently, first sort the jewelry by type: necklaces, rings, brooches, bracelets, and earrings. Create separate piles for any other unusual items like hatpins, jeweled barrettes, or anklets. Now sort the individual piles. Put small earrings in one pile and large earrings in another. Chunky necklaces should be separated from delicate strands.

These are some of the hotels which you will definitely find to be quite in demand. Out here you will not only save your money but you will enjoy some great luxuries as well.

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